How it works · Insurance & Valuation
Insured by You, Documented by Us
Your work is insured under your policy or a specialist fine art policy. Our role is to give your underwriter records they will accept.
Come and see the environment before you send anything. Bring your registrar, your conservator or your insurer — we would rather they saw it than took our word for it.
Climate
Controlled temperature and relative humidity, continuously
Above
Above the floodplain — not a basement
Condition
Reported on intake and on every movement
Named
You know who handles your work
Two gaps that surface at the worst moment
The schedule is out of date, so a work that has appreciated is insured at a fraction of its value. Or the policy covers the work at a residence and does not follow it into commercial storage. Both are discovered at claim time, and both are entirely avoidable with one conversation before anything moves.
Valuations also drift in both directions. Material that has appreciated is underinsured, and material that has fallen out of fashion may be insured well above what it would realize. Neither is discovered until a claim, and both are avoidable with a periodic review.
What to confirm before storing
- That your policy covers the work while in commercial storage.
- That the schedule reflects current values, not purchase prices.
- Whether transit to and from us is covered, and by whom.
- What documentation your underwriter requires from a facility.
- How often the appraisal should be refreshed.
The transit gap
Cover frequently exists at a residence and at a storage facility while being ambiguous about the journey between them — which is when the work is in a vehicle, being handled, and least protected.
It is a specific question worth putting to a broker in writing: who covers the work in transit, in each direction, and under what conditions. The answer is rarely what people assume.
How we handle it
- 01Provide inventory, condition and location records to your underwriter.
- 02Document every movement, which supports a claim if one arises.
- 03Give access to your appraiser on your authority.
- 04Tell you plainly that the insurance is yours, not ours.
Check the transit gap specifically. Policies frequently cover a work at a residence and at a storage facility while leaving the journey between them ambiguous, and that is exactly when a work is most at risk.
Said plainly
Where we stop
We are not insurers and we do not appraise. Storage liability is not insurance and it should never be treated as a substitute for a proper fine art policy.
Common questions
- Do you insure the work?
- No. Your policy does. We provide the records your underwriter needs.
- Does our policy cover commercial storage?
- Ask your broker specifically. Many residence policies do not follow the work.
- What about transit?
- Confirm it explicitly. It is the most commonly ambiguous part of a policy.
- How often should we re-appraise?
- Regularly enough that the schedule is not years behind current values.
What we store
Paintings
fine art painting storage climate controlled florida
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Works on Paper
works on paper prints drawings storage archival
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Photographs & Negatives
photograph negative archival storage cold florida
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Sculpture & Objects
sculpture storage crating handling florida
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Furniture & Decorative Arts
antique furniture storage climate florida
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Mixed Collections
private art collection storage inventory management
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Tell us what needs to move.
What, from where, and roughly when. You do not need an inventory to start the conversation, and if the job belongs with an armored carrier we will say so on the call.